JHS grad Kumiko Love finds large audience with “The Budget Mom”…
It would be an understatement to say that some people listen and read what Jenkins High School grad Kumiko Love has to say.
Author of the famous thebudgetmom.com blog which addresses personal finance, Love has 126,000 followers on Instagram, 11,000 friends on Facebook, 22,000 subscribers on YouTube, 28,000 followers on Pinterest and a Twitter following nearly the size of Chewelah.
After graduating from JHS in 2004, she went to Eastern Washington University, got a degree in finance and started working in the finance industry in Spokane – earning her Series 7 FINRA license and Accredited Financial Counselor Designation.
In 2011, Love said she was in a place where she knew something had to change with her finances. In 2012, she had her son James and has enjoyed every second of motherhood since.
“I made it a personal mission to become more financially responsible,” Love said. “After a few years, I felt like I knew what that looked like and I wanted to share what I learned with other moms.”
The Budget Mom is the ultimate resource for realistic budgeting, paying off debt and saving money, Love said. People can find simple solutions to help budget money, pay off debt, save more and reach any financial goals.
“I do this by giving you the tools to help you start doing the things that matter most to you, on a budget that actually works,” Love said. “If there is one thing I hope to accomplish with The Budget Mom, it is to show people that there is a way out. That you can still live a life you love on a budget that you can afford. That a life of abundance is not about how much you have, but how you live.
“I also hope to show people how to use a realistic budget in their own lives,” she said.
The JHS grad is now a multi- platform star covering nearly every type of social media with thousands of followers. If people want to read, there is a blog; if they want to watch, there is the YouTube Channel; and if they want to follow or retweet, there is Twitter, Pinterest and Instagram. Not bad for someone from Chewelah where loading up Facebook can be the most technically daunting thing for people.
“The purpose of this platform is to help women understand that life is about more than just money, but it is an important part and it can be done without major stress,” Love said. “I used to be at the same point that most women hit at some point in their lives, wondering how to balance their money in a way that they will be able to afford all of the necessities.”
Love said it took years of practice to get to a point of financial balance and she now wants to use what she learned to show other people how to be financially sound.
In a country where many Americans can’t afford an extra bill, Love’s help can be especially important.
“I wish I had when I was struggling with my own finances,” Love said. “A place to share my AHA moments, and the things that made a life-changing impact on my life and money.”
Raising a child and also running The Budget Mom can be daunting but Love lives, eats, sleeps and breathes it. She wakes up at 4 a.m. to work on it before James wakes up and then works until 9-10 p.m. at night.
“For me, this is not just a business, it’s my life,” Love said. “So much of my personal life is shared on social media, but I do this in an attempt to show people that there is hope.”
Love is passionate about giving people help, saying she knows so many moms constantly find themselves in the situation of sitting at the kitchen table wondering how they are going to afford to pay the bills for the month and meet their child’s needs.
“To get an email from someone you have never met, hearing them explain how much you have changed their family’s lives is so fulfilling,” Love said, adding it is possible to have a positive relationship with money. “Every day I am given the chance to change the world, one person, one family, one child at a time. For me, this is the biggest honor and reward.”
Her son James is her biggest fan and has also been her biggest motivator for pursuing her dreams with The Budget Mom.
“I want my readers to know that it is possible to pay off debt and save money without sacrificing the things that are important to them,” Love said. “Lastly, HOPE. I want to them to discover hope.”